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To make the most of your credit cards, and avoid dismissing them out of fear, here are 15 credit card do’s and don’ts. Maybe you want to finance a large purchase or afford yourself extra time to pay off a preexisting debt without accruing interest?Don’t Just Pick Any Card Your first step is to figure out what you want your credit card to do for you. Consult MONEY’s Best Credit Cards rankings to understand what options are out there and the variety of roles cards can play in your wallet.And yet, this useful financial instrument is anathema to many borrowers, especially young adults.Nearly 70% of millennials, for instance, prefer debit to credit, according to a recent survey by Chime.Chaturbate is the world's most popular live sex cam site.With thousands of live cam models and millions upon millions of satisfied viewers, Chaturbate entertains more people than any other adult webcam site on Earth.To take full advantage make sure to sign up for the rewards before each three-month cycle and actually use the card on purchases that fall under the bonus categories. Apps like Wallaby can help you maximize your rewards.Don’t Carry a Balance A credit card is an unsecured loan.

Rewards, such as cash back rebates and frequent flyer miles, add tremendous value to your spending, while borrowers are entitled to useful ancillary benefits like extended warranties and price protection.Chaturbate offers a Totally Free Lifetime Membership with no credit card required.And they have earned a stellar reputation with their members because they NEVER charge hidden fees.For more information, download the step by step setup guide.A credit card is a tool, much like a hammer or Kanye West.

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That means by using that one card, you can earn an extra $360.

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