Pre dating checks legal
And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. So you date the check a few days in advance — also called postdating it — hoping your paycheck will clear by then. Here’s what you need to know about postdating and what you can do instead. We believe everyone should be able to make financial decisions with confidence. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. " You’re writing a check to your landlord, but you don’t have enough money in your account.
All of these charge lower than average overdraft fees and offer free ways to avoid that fee while still paying your bills.
A postdated check offers the promise of controlling the uncontrollable: As time marches forward, you may wonder what the date on a check really does.
Whether you received a postdated check or you’re thinking of writing one, it’s important to know how they work — and that they often don’t work the way you might expect.
If you’re unwilling or unable to pay your bank to monitor your account, you’re at the mercy of whoever you give the check to.
Even if your payee is honest, they may make the honest mistake of forgetting (and leaving you with bad check fees).